Posted by David Van Nus on July 8th, 2010 3:13 PMPost a Comment (0)

Just Listed! 1734 Birch Street Forest Grove, OR 97116
June 25th, 2010 8:19 AM

Lease Option Group

Fix Your Credit Now!
July 27th, 2010 4:22 PM

High Credit Score

Credit Repair/Restoration

 

DID YOU KNOW….that you can have perfect credit…and that you can have all your negative credit completely deleted off your credit report. This is a very interesting concept and is very skeptical to so many, but we have seen it happen first hand as well for many of our clients. The best part is that it is completely LEGAL!!!

 

About a year ago we were introduced to a company that does this and has a history of helping over 170,000 clients, deleting over 5 million items…so how do they do it, and how can you do this. Well, it is easier than you think, but does cost money…how much…keep reading and find out not only how much this costs, but also how you will save thousands by doing this.

 

Credit Restore / RepairFortunately, or unfortunately pending on who you are, the company that we refer all our clients to have an over 40 point system that is copy written...air tight, even lawyers have tried and failed to penetrate this system…but why when it cost nothing compared to the savings and education you will receive. Not only will you learn more about credit, have your credit completely cleaned up, but they also will teach you and help you understand how to get 800 credit scores over time. Talk about TOO GOOD TO BE TRUE…But it IS!!!

 

This is how the program works in a nutshell…you pay for it and they send you an educational e-book that will help you learn about how credit works, should you read it. You send in your credit reports and then you receive letters from the company to send into the credit bureaus. You need to sign and lick a stamp and include a photocopy of your Picture ID and SS Card. That’s just the rules, and then when you start getting things back from the bureaus, you send them back to the credit restoration company and continue the process. After a few attempts your credit should be completely clean of any negative items. Some people have 1 or two items, others have over 90 negative items, so time frames will vary…but it works and has worked for over 170,000 people over the past 10 years! I’ve heard people tell me that they can do this, or that other companies have said they could and then didn’t, but this company again, for the third time has helped over 170,000 people in the past 10 years. And I have seen it happen for me and all my clients who have needed it! Once all the credit is cleaned up, they will then help you learn how to get your scores over 730!!!

 

Yep, even I have used this system and I have seen all my negative credit just deleted and my credit scores, which is a reflection of what is on your credit report, have gone up into the 700’s. This is months ago and even still the deletions have not come back…it is permanent and should anything come up, all you have to do is contact me or the company and they will get it deleted again. This may happen if an account is sold to another collection company, but like I said, this company is so dedicated at having a good reputation that they will get it taken off.

 

So how does this help you save 1000’s or make 1000’s. It’s both really…with good credit you can save 1000’s on interest a lone. But for some it could be the ability to buy a home that appreciates, or get that job that may require a credit check. In any case, it is worth taking advantage of the second chance opportunity.

 

OK, so HOW MUCH right!!! Here is a hint…it is much less than $1000 for any two people in a household, that means husband and wife, boyfriend and girlfriend, mom and son, brother and sister, just so long as they are living in the same household. Want to find out just how much less…ok; no more games…for $599, you and another person in your household can do this! It is $599 for one or two people and this service is for a year…so after your credit is cleaned, should you miss a payment in the 11th month you can get the late payment deleted…that’s right, this company can even delete late payments.

 

Now there are always going to be some people that say that are skeptical or think that this is morally bad. That is fine, and they can keep their negative credit. I personally think about my family first and how this can benefit them and me over the years, as well as how this can help my friends who are working very hard to come back from being hit so hard with the economy. The fact is that this is completely legal and uses the Fair Credit Reporting Act…if anything, Experian, Equifax, and Trans Union are breaking the law everyday and we need to take back our rights.

 

So if you have any negative items including BK, Collections, Foreclosure or Short Sale, Judgments, Liens, Repossessions, etc, or have been a victim of identity theft, or had a divorce and the debt of the other is causing your score to be less than optimal, then give me a call and I will help you get back your life and start off with a fresh new start. You owe it to yourself to take this opportunity.

 

Lastly, if you are a Realtor, or a Mortgage Broker or anyone who feels they would benefit from this service, please contact me and we can get you in touch with how this program works and how you can start helping your clients where they really need it! As a Realtor I’ve closed over 10 more transactions last year from helping clients with this program who couldn’t buy a home before but are now homeowners. It works, and is worth so much more than the cost.

 

Call me at 503-891-4860 or e-mail me at dave@daveandjeremy.com. You can also learn more at www.mycreditscorerestored.com. Best to you and yours!


Posted by David Van Nus on July 27th, 2010 4:22 PMPost a Comment (0)

Just Listed! 18410 NW Timber Road Forest Grove, OR 97116
July 26th, 2010 1:42 PM
Header
Header_2
Listings Photo
$449,000.00
18410 NW Timber Road
50
Forest Grove, OR 97116



Beds: 3 Rooms: 0
Full Baths: 2 Sq. Ft.: 2300
Garage: 0 Built: 1976
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

David Van Nus
Lease Option Group™ / RE/MAX Metro Gold
5037264653
www.leaseoptiongrouphomes.com



 
  Visit this listing here

Posted by David Van Nus on July 26th, 2010 1:42 PMPost a Comment (0)

Just Listed! 1805 9th Street Columbia City, OR 97018
July 20th, 2010 4:05 PM
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Header_2
Listings Photo
$259,900.00
1805 9th Street
6
Columbia City, OR 97018



Beds: 3 Rooms: 0
Full Baths: 2 Sq. Ft.: 1887
Garage: 0 Built: 1991
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

David Van Nus
Lease Option Group™ / RE/MAX Metro Gold
5037264653
www.leaseoptiongrouphomes.com



 
  Visit this listing here

Posted by David Van Nus on July 20th, 2010 4:05 PMPost a Comment (0)

To Short Sale or Not to Short Sale?
July 14th, 2010 11:10 AM

TO SHORT SALE OR NOT TO

SHORT SALE?

TO BUY OR NOT TO BUY A

SHORT SALE?

Those are the questions!

 

Many people are curious about a short sale and the process involved in either selling a home via a short sale or buying a short sale home. There are advantages and disadvantages to both.



What is a short sale? A short sale is a process that a seller uses to sell their home when the market value of the home is considerably less then the loan balance the seller owes on the property. It is a process where by the lender agrees to accept less then what is owed on the property and allow the home to be sold to a new buyer. This is very common today in the Portland metro market area and most other cities across the country right now.



Unfortunately, the process can be very frustrating and annoying for both buyers and sellers due to the fact most lenders take their time in evaluating and negotiating a short sale. It is a long and daunting process. However, if you have a skilled real estate agent helping you then the process can be a much more comfortable journey.



Here are some common questions and answers concerning short sales.



How long does a short sale usually take?

This depends greatly on who is the lender, their specific process and if there is only one lender or multiple lenders associated with the home. Typical short sales take anywhere from 90 days to as much as 6 months or even a year in some extreme cases. This can be extremely frustrating for a buyer to try and wait for a decision from the lender or lenders.



Why is the property still listed as active on the market if a buyer and seller have an accepted offer on the property and are waiting for the bank to approve the short sale?



90% of the time the first buyer who puts in an offer on a short sale usually finds another property that is not a short sale and will back out of the transaction prior to the bank making a decision. This is very common because most buyers want to purchase a home within 30 days or so and have a hard time waiting for the bank. A good listing agent will continue to market the property and get 2 or 3 back up offers on the property to ensure there is a ready and able buyer to close on the property once the bank makes their decision. It is very common for the 2nd offer or 3rd offer to have the choice in purchasing the home. A good buyer's agent will help most buyers that have an accepted offer on a short sale continue to look at other homes that are not short sales in case they find another property they like better and can close sooner.



What price can a buyer expect to pay for a short sale property?



Overall, you can expect to get a small discount below market value of other properties that are not short sales. During the short sale process banks will send out either an experienced real estate agent or an appraiser to get a BPO (Broker's Opinion of Value) or an appraisal on the property. This value is close to what the realistic market value of the property is as of the date of the report. The bank will then use that information to decide what price they are willing to accept on a short sale. Typically, most banks will allow a small discount below the market value of the property because they are saving costs if they receive a payoff on the home now rather then wait for the foreclosure process to gain control of the home. Once the bank makes a decision they will either accept the offer or make a counter offer to the buyer's offer. If the buyer does not accept the bank's counter offer then the listing agent will go to the back up offers and see if they want to proceed and if not then he or she will put the property back on the market knowing exactly what price the bank will accept. It is usually a very short time after that when a new offer will come in at exactly what the bank wants for the home. Short sales with an approved price from the bank go very quickly because they are usually a little under the real market value of the property and no more decision time is needed from the bank.



Do most lenders allow a short sale or is a foreclosure more common?



Most lenders will accept a short sale. A very good listing agent can get the foreclosure date postponed during the short sale negotiation process. As long as the offer is realistic in terms of what the actual market value of the property is then most short sales end up selling to one buyer or another.



Should I consider buying a short sale or selling my home on a short sale?



This depends on your specific circumstances and your real estate goals. An experienced agent in short sales can help you discuss all of the advantages and disadvantages and the options available to you. For more information please visit www.daveandjeremy.com and let us know your desire to learn more or feel free to share your situation with us so we can discuss your options in more detail.


Posted by David Van Nus on July 14th, 2010 11:10 AMPost a Comment (0)

TAX CREDIT IS GONE... What Now? Why Buy?
July 8th, 2010 3:13 PM

TAX CREDIT IS GONE...

WHAT NOW? / WHY BUY?

More Reasons than 1

 

So now that the First Time Home Buyer Tax Credit is gone, people ask me "Dave, why should I buy a home?" There are so many reasons to buy a home and if you missed the $8000 tax credit and think that buying a home is not as important now...keep reading and see why it is still the best time to buy now!

 

Out of all the reasons to buy a home in today's market, one reason or another will mean more to you than someone else, so I will simply put my top five reasons to buy a home, the first two are why to buy a home Today!

 

1. Low Interest Rates - I used to be a mortgage broker and never have I seen rates this low. Right now you can get an FHA or Conventional Mortgage for under 5% and VA is offering 4.5% for 30 year fixed! There are also rates under 4% for 5 year Fixed Mortgages. If I could buy more homes I would.

 

2. Home Values - Right now homes are the lowest they are going to be and combined with low interest rates it's only a matter of time that they will start to increase as people start taking advantage of these rates. We have already seen an increase in home values this year and there are less people loosing their homes to foreclosures. That means it is only going to get better. Slowly, but better.

 

3. Security - I remember as a child growing up in several homes because my parents never owned a home. We always rented and that caused a lot of stress on my Dad because we literally had to move every year. I was never in the same home for over a year because either the seller wanted to increase rents, move back in, sell the home, or he had not made payments and the home was sold at auction. Even though I had a great childhood, I never had those height lines on my bedroom door for every year, or those same friends in the same school district. Today I completely appreciate the fact that I can live in my home without the fear of increasing rent rates or being told that I can't renew my rental agreement. My son, I hope, will always have the same friends and live in the same house.

 

4. Tax Deductions - I was so amazed at how much interest I was writing off with a purchase money mortgage. Today's Rates are the best I've seen in Years! If you purchased a home today for $250,000 even at 5% you would be able after one year to deduct over $12,000! The monthly payment (not including taxes and insurance) would be less than $1400 a month. Have you seen what you can get now for $250K! Call me today and I can let you know what you can expect pending how much you can afford to purchase. If you’re renting, you know that it is just going in the owners pocket and he is getting the benefits.

 

5. Investment - When I purchased my first home in 2004 I bought it for $166,000 and that included closing costs. It of course has gone up and down with the housing bubble, but even still, today it is valued at $180K...so even with the ups and the downs, Real Estate will always go up. My brother bought a home in 1999 for $125K that is now worth roughly $200K. If he sold it today that would pay for two college educations! Think about that!

 

When you're ready to buy, or sell, please make sure you contact Dave and Jeremy for up to date information on the market as well as expert marketing and negotiating. We understand the entire process and can refer you to great mortgage brokers and other industry professionals!

Header
Header_2
Listings Photo
$299,900.00
1734 Birch Street
47
Forest Grove, OR 97116



Beds: 4 Rooms: 0
Full Baths: 2 Sq. Ft.: 2311
Garage: 0 Built: 1954
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

David Van Nus
Lease Option Group™ / RE/MAX Metro Gold
5037264653
www.leaseoptiongrouphomes.com



 
  Visit this listing here

Posted by David Van Nus on June 25th, 2010 8:19 AMPost a Comment (0)

Just Listed! 30733 NW Jacob Road North Plains, OR 97133
May 20th, 2010 2:51 PM
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Header_2
Listings Photo
$779,000.00
30733 NW Jacob Road
68
North Plains, OR 97133



Beds: 5 Rooms: 0
Full Baths: 4 Sq. Ft.: 5057
Garage: 0 Built: 1967
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

David Van Nus
Lease Option Group™ / RE/MAX Metro Gold
5037264653
www.leaseoptiongrouphomes.com



 
  Visit this listing here

Posted by David Van Nus on May 20th, 2010 2:51 PMPost a Comment (0)

Just Listed! 1256 SE 62nd Avenue Hillsboro, OR 97123
May 18th, 2010 11:39 AM
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Header_2
Listings Photo
$245,000.00
1256 SE 62nd Avenue
50
Hillsboro, OR 97123



Beds: 4 Rooms: 0
Full Baths: 2 Sq. Ft.: 1684
Garage: 0 Built: 1997
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

David Van Nus
Lease Option Group™ / RE/MAX Metro Gold
5037264653
www.leaseoptiongrouphomes.com



 
  Visit this listing here

Posted by David Van Nus on May 18th, 2010 11:39 AMPost a Comment (0)

Just Listed! 7550 SW Barnes Road Portland, OR 97225
March 18th, 2010 10:23 AM
Header
Header_2
Listings Photo
$99,900.00
7550 SW Barnes Road
33
Portland, OR 97225



Beds: 1 Rooms: 0
Full Baths: 1 Sq. Ft.: 598
Garage: 0 Built: 1977
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

David Van Nus
Lease Option Group™ / RE/MAX Metro Gold
5037264653
www.leaseoptiongrouphomes.com



 
  Visit this listing here

Posted by David Van Nus on March 18th, 2010 10:23 AMPost a Comment (0)

Just Listed! 264 S 4th Street Saint Helens, OR 97051
March 16th, 2010 9:50 AM
Header
Header_2
Listings Photo
$180,000.00
264 S 4th Street

Saint Helens, OR 97051



Beds: 3 Rooms: 0
Full Baths: 2 Sq. Ft.: 1040
Garage: 2 Built: 2001
 

Hard to find 3 bedroom/2 bath available for Lease Option. Credit Restoration Free with good down payment. '01 ranch, energy efficient gas heat & hot water heater, gas fireplace, master w full bath, fully fenced large bkyd with garden and patio area/sandbox, 2 cr gar, 2 blks to Columbia River, Docks, Shops, Theatre/ Restaurants...Lease option available!Bring an offer TODAY!!!! Great for Children and Pets are OK!
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

David Van Nus
Lease Option Group™ / RE/MAX Metro Gold
5037264653
www.leaseoptiongrouphomes.com



 
  Visit this listing here

Posted by David Van Nus on March 16th, 2010 9:50 AMPost a Comment (0)

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Disclaimer: Lease Option Group™ takes no responsibility for issues that may arise between buyers and sellers of Real Estate advertised on this site. We recommend that you seek the advice of a competent Real Estate Attorney before entering into any legally binding transaction. Lease Option Group™ also makes no guarantees that your home will sell using our service.
 
 
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